| Swapping – 5 reasons why you should trade 1 hour of your time with someone apart from your boss
What’s the point of swapping? Isn’t that why we work, we swap our time and smarts for money, then our money for the other goods and services we need? Well, no… It doesn’t quite work that way. Here’s 5 reasons why you should swap;
1, 2 and 3 - Business overheads, Profit and Taxes
The swapping your time for money and then your money for someone else’s time doesn’t work in your favour for these three reasons. The simple proof of this is to ask yourself, does the company I work for charge for my time what I take home after tax? (if the answer is yes here then start looking for a new job because the company you work for is about to go out of business : ) How swapping works in your favour here: Take this example - If you are a beauty therapist a Brazilian wax would take one hour at most and is charged out at say $60; however the take home rate for Beauty Therapists is more like $20 per hour. So if you were to swap a Brazilian wax for a Haircut (at least $60 for a good stylist) it would take an hour of your time to do your half of the swap but it would have taken you three hours to earn the money to pay for that service. The beauty therapist (and the hairdresser as well) in this example have generated themselves 2 free hours (or 2 extra hours of pay compared to there effort whichever way you want to look at it) 4 - Flexibility This one is pretty simple and fairly self explanatory – take the example above, for every hour you swap you buy yourself 2 hours of freedom to do whatever you like. And you get to choose when you do your one hour; you see what I am getting at here… 5 - Inflation and interest rates Lastly and this benefit is on a bit of a different level, but everything we do makes some kind of difference… Swapping i.e. less spending equates to less inflation and in turn less interest rate increases, so swapping is good for your hip pocket in two ways as well as being good for the economy!
A great site to check out if you want to swap services with locals in the Brisbane area is www.serviceswap.citymaker.com it is completely FREE way to get in touch with swappers in the Brisbane area. Click here for more Money Saving Articles | 
